RBC Avion Visa Infinite vs TD First Class Travel Visa Infinite

Verified Oct 16, 2026CAD

Both cards valued on the same spending, after fees. Year 1 against every year after shows which one keeps its value once the welcome bonus is gone.

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after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1$437
Year 2+$118
1x
Groc
Groceries
1x
Dine
Dining and takeout
1x
Gas
Gas and EV charging
1.25x
Air
Flights
1.25x
Hotel
Hotels and car rentals
1x
Transit
Transit and rideshare
1x
Stream
Streaming
1x
Drug
Drugstores
1x
Online
Online shopping
1x
Bills
Phone, internet and utilities
1x
Other
Everything else
Pays for itself in month 1 · value so far covers fees so far
Year 1Year 2Year 3
TD First Class Travel Visa Infinite

TD

First Class Travel Visa Infinite

$139 fee · yr 1 free

after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1$1,615
Year 2+$676
6x
Groc
Groceries
6x
Dine
Dining and takeout
2x
Gas
Gas and EV charging
2x
Air
Flights
2x
Hotel
Hotels and car rentals
6x
Transit
Transit and rideshare
4x
Stream
Streaming
2x
Drug
Drugstores
2x
Online
Online shopping
4x
Bills
Phone, internet and utilities
2x
Other
Everything else
Pays for itself in month 1 · value so far covers fees so far
Year 1Year 2Year 3

On a family's spending: Year 1 goes to TD First Class Travel Visa Infinite, every year after to TD First Class Travel Visa Infinite, and 3 years to TD First Class Travel Visa Infinite. Compare them on your own spending

All values are after each card's annual or monthly fee, and foreign transaction fees when you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime or Instacart+) aren't included.

Rates, fees and offers are set by the issuer and may change. Check the issuer's terms before you apply. We don't estimate approval odds.

Values for points and miles are estimates based on published redemption valuations; actual value depends on how you redeem.

3-year value on each preset

after fees, points at their cash value. "~" marks estimates.

SpendingRBC Avion Visa InfiniteTD First Class Travel Visa InfiniteAhead
Student$253$754TD First Class Travel Visa Infinite
Couple$589$2,468TD First Class Travel Visa Infinite
Family$759$2,966TD First Class Travel Visa Infinite
Frequent traveller$908$3,121TD First Class Travel Visa Infinite
Big spender$1,781$5,461TD First Class Travel Visa Infinite

Frequently asked questions

Which is better, RBC Avion Visa Infinite or TD First Class Travel Visa Infinite?

Over 3 years, RBC Avion Visa Infinite comes out ahead on 0 of 5 spending presets and TD First Class Travel Visa Infinite on 5. On a family's spending ($3,350 a month), Year 1 goes to TD First Class Travel Visa Infinite and every year after to TD First Class Travel Visa Infinite.

Why can the winner change after year 1?

Year 1 includes welcome bonuses and first-year fee waivers. From year 2 only rewards on spending, ongoing credits and the full annual fee count, so a card with a bigger bonus can fall behind.

Sources

Estimates for information only; not financial advice. See how cards are ranked.