Netwise

Money math that shows its work.

Every rate links to the government page it came from. Every result shows how it was worked out.

Paycheck calculator

$

Take-home every two weeks, before state income tax

$2,368.94

$61,592.50 a year · you keep 82%

  • Take-home$2,368.9482%
  • Federal income tax$295.0010%
  • Social Security & Medicare$220.678%
Add your state and deductions

Mortgage calculator

Payment, amortization schedule, total interest and mortgage insurance.

$2,023/mo

on a $400,000 home, 20% down

Loan Interest

Mortgage affordability

$398,834

on a $100,000 income

Down payment Mortgage

Compound interest

$171,714

$300 a month for 20 years

Loan calculator

$501/mo

for $25,000 over 5 years

Principal Interest

Debt payoff

2 yr 6 mo

to clear $17,500 of debt

Budget calculator

50 · 30 · 20

needs, wants and savings

Inflation calculator

$100 → $187

2000 to 2025

Salary to hourly

$52,000/yr

from $25 an hour

Sales tax

13% HST

in Ontario, and every other province

Tip calculator

$15

18% on an $85.50 bill

Discount calculator

$60

25% off $80

US states and DC covered
47
provinces & territories
13
free calculators
12
tax year, every rate sourced
2026