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Arizona Paycheck Calculator 2026

Rates verified October 15, 2026

Arizona taxes wages at a flat 2.5% for the 2026 tax year. A single earner on a $75,000 salary takes home about $60,111 a year after federal and state income tax and payroll contributions.

Pay type
$
Deductions (annual)
$
$
$

Take-home per paycheck · 26 a year

$2,311.97

$60,111.25 a year from $75,000.00 gross

80%

of gross pay you keep

Where every dollar goes
  • Take-home pay$2,311.9780%
  • Federal income tax$295.0010%
  • Social Security & Medicare$220.678%
  • Arizona income tax$56.972%
Your pay by period
PerGrossTake-home
Year$75,000.00$60,111.25
Month$6,250.00$5,009.27
Two weeks$2,884.62$2,311.97
Week$1,442.31$1,155.99
Day$288.46$231.20
Hour$36.06$28.90

52 weeks a year, 5 days and 40 hours a week. Taxes are annual, spread evenly.

Effective tax rate

19.9%

All tax and contributions ÷ gross

Marginal tax rate

32.1%

On your next dollar of pay

Line-by-line breakdown
LinePer paycheckPer year
Gross pay$2,884.62$75,000.00
Social Security-$178.85-$4,650.00
Medicare-$41.83-$1,087.50
Federal income tax-$295.00-$7,670.00
Arizona income tax-$56.97-$1,481.25
Take-home pay$2,311.97$60,111.25
How this is calculated

  1. Gross pay

    Annual pay before anything is taken out.

    $75,000.00

  2. Social Security

    Payroll contribution.

    -$4,650.00

  3. Medicare

    Payroll contribution.

    -$1,087.50

  4. Additional Medicare Tax

    Payroll contribution.

    -$0.00

  5. Federal taxable income

    Income after pre-tax deductions, less Standard deduction $16,100.00.

    $58,900.00

  6. Federal tax from brackets

    Each bracket's rate applies only to income inside it. Your top bracket is 22%.

    $7,670.00

  7. Federal income tax

    Total federal income tax for the year.

    $7,670.00

  8. State taxable income

    Income after pre-tax deductions, less Standard deduction $15,750.00.

    $59,250.00

  9. State tax from brackets

    Each bracket's rate applies only to income inside it. Your top bracket is 2.5%.

    $1,481.25

  10. State income tax

    Total state income tax for the year.

    $1,481.25

  11. Take-home pay

    $2,311.97 per pay period across 26 pay periods.

    $60,111.25

Assumptions
  • Annual tax is estimated from 2026 brackets and spread evenly across pay periods.
  • Estimated annual liability from brackets, not Pub 15-T withholding.
  • Child Tax Credit, EITC and the 2025-2028 qualified overtime and tips deductions are not applied yet (v1.1).
  • Arizona taxes income at a flat 2.5%.

Worked examples

Single filer, paid every two weeks, no pre-tax deductions, 2026 rates for Arizona.

SalaryIncome taxPayroll contributionsTake-home per yearPer paycheckEffective rate
$45,000$3,951.25$3,442.50$37,606.25$1,446.3916.4%
$75,000$9,151.25$5,737.50$60,111.25$2,311.9719.9%
$150,000$28,090.25$11,475.00$110,434.75$4,247.4926.4%

Arizona income tax rates for 2026

Single

Taxable incomeRate
All taxable income2.5%

Married filing jointly

Taxable incomeRate
All taxable income2.5%

Married filing separately

Taxable incomeRate
All taxable income2.5%

Head of household

Taxable incomeRate
All taxable income2.5%

Standard deduction: Single $15,750 · Married filing jointly $31,500 · Married filing separately $15,750 · Head of household $23,625

  • Arizona taxes income at a flat 2.5%.

Federal income tax rates for 2026

Single

Taxable incomeRate
$0 to $12,40010%
$12,400 to $50,40012%
$50,400 to $105,70022%
$105,700 to $201,77524%
$201,775 to $256,22532%
$256,225 to $640,60035%
Over $640,60037%

Married filing jointly

Taxable incomeRate
$0 to $24,80010%
$24,800 to $100,80012%
$100,800 to $211,40022%
$211,400 to $403,55024%
$403,550 to $512,45032%
$512,450 to $768,70035%
Over $768,70037%

Married filing separately

Taxable incomeRate
$0 to $12,40010%
$12,400 to $50,40012%
$50,400 to $105,70022%
$105,700 to $201,77524%
$201,775 to $256,22532%
$256,225 to $384,35035%
Over $384,35037%

Head of household

Taxable incomeRate
$0 to $17,70010%
$17,700 to $67,45012%
$67,450 to $105,70022%
$105,700 to $201,75024%
$201,750 to $256,20032%
$256,200 to $640,60035%
Over $640,60037%

Standard deduction: Single $16,100 · Married filing jointly $32,200 · Married filing separately $16,100 · Head of household $24,150

Payroll contributions for 2026

ContributionEmployee rateEarnings covered
Social Security6.2%$0 to $184,500
Medicare1.45%All wages
Additional Medicare Tax0.9%Above $125,000 (varies by filing status)

Frequently asked questions

How much is $75,000 a year after tax in Arizona?

About $60,111 a year, or $2,311.97 every two weeks, for a single filer with no pre-tax deductions in 2026. That is an effective rate of 19.9% across income tax and payroll contributions.

What is the Arizona income tax rate for 2026?

Arizona taxes wages at a flat 2.5%. Your top bracket on a $75,000 salary is 2.5%.

What is the Arizona standard deduction?

$15,750 for single filers in 2026, subtracted before the Arizona rate applies.

How much Social Security and Medicare comes out of a paycheck in 2026?

6.2% for Social Security on wages up to $184,500 and 1.45% for Medicare on all wages, plus 0.9% Additional Medicare Tax above $200,000 for single filers.

Does a 401(k) contribution lower my taxes?

Yes for income tax: traditional 401(k) contributions come out before federal and Arizona income tax. They do not reduce Social Security or Medicare. Health, HSA and FSA deductions under a section 125 plan reduce both.

Is this the same as what my employer withholds?

It is an estimate of the year's actual tax, spread across pay periods. Employers withhold using IRS Publication 15-T tables, which can differ by a few dollars a period. The difference comes back, or is owed, when you file.

Sources

Estimates for information only; not tax, legal or financial advice. See our methodology.

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