RBC Avion Visa Infinite vs Scotiabank Passport Visa Infinite

Verified Oct 16, 2026CAD

Both cards valued on the same spending, after fees. Year 1 against every year after shows which one keeps its value once the welcome bonus is gone.

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after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1$437
Year 2+$118
1x
Groc
Groceries
1x
Dine
Dining and takeout
1x
Gas
Gas and EV charging
1.25x
Air
Flights
1.25x
Hotel
Hotels and car rentals
1x
Transit
Transit and rideshare
1x
Stream
Streaming
1x
Drug
Drugstores
1x
Online
Online shopping
1x
Bills
Phone, internet and utilities
1x
Other
Everything else
Pays for itself in month 1 · value so far covers fees so far
Year 1Year 2Year 3
Scotiabank Passport Visa Infinite

Scotiabank

Passport Visa Infinite

$150 fee

after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1$700
Year 2+$450
3x
Groc
Groceries
2x
Dine
Dining and takeout
1x
Gas
Gas and EV charging
1x
Air
Flights
1x
Hotel
Hotels and car rentals
2x
Transit
Transit and rideshare
1x
Stream
Streaming
1x
Drug
Drugstores
1x
Online
Online shopping
1x
Bills
Phone, internet and utilities
1x
Other
Everything else
Pays for itself in month 1 · value so far covers fees so far
Year 1Year 2Year 3

On a family's spending: Year 1 goes to Scotiabank Passport Visa Infinite, every year after to Scotiabank Passport Visa Infinite, and 3 years to Scotiabank Passport Visa Infinite. Compare them on your own spending

All values are after each card's annual or monthly fee, and foreign transaction fees when you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime or Instacart+) aren't included.

Rates, fees and offers are set by the issuer and may change. Check the issuer's terms before you apply. We don't estimate approval odds.

Values for points and miles are estimates based on published redemption valuations; actual value depends on how you redeem.

3-year value on each preset

after fees, points at their cash value. "~" marks estimates.

SpendingRBC Avion Visa InfiniteScotiabank Passport Visa InfiniteAhead
Student$253$372Scotiabank Passport Visa Infinite
Couple$589$1,191Scotiabank Passport Visa Infinite
Family$759$1,600Scotiabank Passport Visa Infinite
Frequent traveller$908$1,737Scotiabank Passport Visa Infinite
Big spender$1,781$3,710Scotiabank Passport Visa Infinite

Frequently asked questions

Which is better, RBC Avion Visa Infinite or Scotiabank Passport Visa Infinite?

Over 3 years, RBC Avion Visa Infinite comes out ahead on 0 of 5 spending presets and Scotiabank Passport Visa Infinite on 5. On a family's spending ($3,350 a month), Year 1 goes to Scotiabank Passport Visa Infinite and every year after to Scotiabank Passport Visa Infinite.

Why can the winner change after year 1?

Year 1 includes welcome bonuses and first-year fee waivers. From year 2 only rewards on spending, ongoing credits and the full annual fee count, so a card with a bigger bonus can fall behind.

Sources

Estimates for information only; not financial advice. See how cards are ranked.