CIBC Aventura Visa Infinite vs TD Aeroplan Visa Infinite

Verified Oct 16, 2026CAD

Both cards valued on the same spending, after fees. Year 1 against every year after shows which one keeps its value once the welcome bonus is gone.

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CIBC Aventura Visa Infinite

CIBC

Aventura Visa Infinite

$139 fee · yr 1 free

after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1$1,089
Year 2+$350
1.5x
Groc
Groceries
1x
Dine
Dining and takeout
1.5x
Gas
Gas and EV charging
1x
Air
Flights
1x
Hotel
Hotels and car rentals
1x
Transit
Transit and rideshare
1x
Stream
Streaming
1.5x
Drug
Drugstores
1x
Online
Online shopping
1x
Bills
Phone, internet and utilities
1x
Other
Everything else
Pays for itself in month 1 · value so far covers fees so far
Year 1Year 2Year 3
TD Aeroplan Visa Infinite

TD

Aeroplan Visa Infinite

$139 fee · yr 1 free

after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1estimated value, about $978, based on 1 cents per point
Year 2+estimated value, about $339, based on 1 cents per point
1.5x
Groc
Groceries
1x
Dine
Dining and takeout
1.5x
Gas
Gas and EV charging
1x
Air
Flights
1x
Hotel
Hotels and car rentals
1x
Transit
Transit and rideshare
1x
Stream
Streaming
1x
Drug
Drugstores
1x
Online
Online shopping
1x
Bills
Phone, internet and utilities
1x
Other
Everything else
Pays for itself in month 1 · value so far covers fees so far
Year 1Year 2Year 3

On a family's spending: Year 1 goes to CIBC Aventura Visa Infinite, every year after to CIBC Aventura Visa Infinite, and 3 years to CIBC Aventura Visa Infinite. Compare them on your own spending

All values are after each card's annual or monthly fee, and foreign transaction fees when you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime or Instacart+) aren't included.

Rates, fees and offers are set by the issuer and may change. Check the issuer's terms before you apply. We don't estimate approval odds.

Values for points and miles are estimates based on published redemption valuations; actual value depends on how you redeem.

3-year value on each preset

after fees, points at their cash value. "~" marks estimates.

SpendingCIBC Aventura Visa InfiniteTD Aeroplan Visa InfiniteAhead
Student$646~$270CIBC Aventura Visa Infinite
Couple$1,444~$1,314CIBC Aventura Visa Infinite
Family$1,788~$1,655CIBC Aventura Visa Infinite
Frequent traveller$1,903~$1,773CIBC Aventura Visa Infinite
Big spender$3,536~$3,395CIBC Aventura Visa Infinite

Frequently asked questions

Which is better, CIBC Aventura Visa Infinite or TD Aeroplan Visa Infinite?

Over 3 years, CIBC Aventura Visa Infinite comes out ahead on 5 of 5 spending presets and TD Aeroplan Visa Infinite on 0. On a family's spending ($3,350 a month), Year 1 goes to CIBC Aventura Visa Infinite and every year after to CIBC Aventura Visa Infinite.

Why can the winner change after year 1?

Year 1 includes welcome bonuses and first-year fee waivers. From year 2 only rewards on spending, ongoing credits and the full annual fee count, so a card with a bigger bonus can fall behind.

Sources

Estimates for information only; not financial advice. See how cards are ranked.