Chase Prime Visa
Visa cash back card with no annual fee. Earns 5% on Amazon.com and Audible (assumed half of online shopping), 5% on travel booked through Chase Travel, 2% on gas stations, restaurants, local transit and rideshare.
Terms read from Chase's page on October 16, 2026. Rates and terms are set by the issuer and may change. We don't estimate approval odds.
Fees and rates
- Annual fee
- None
- Foreign transaction fee
- Not stated
- Purchase APR
- 18.99% to 27.74%
Rewards
- 5% on Amazon.com and Audible (assumed half of online shopping)
- 5% on travel booked through Chase Travel
- 2% on gas stations, restaurants, local transit and rideshare
- 1% on everything else
Earns cash back.
Worked examples
Value on each spending preset, points redeemed as cash, typical use of credits.
| Spending | Year 1 | Year 2+ | 3 years | Break-even |
|---|---|---|---|---|
| Student | $327 | $177 | $681 | Month 1 |
| Family | $708 | $558 | $1,824 | Month 1 |
| Frequent traveller | $796 | $646 | $2,087 | Month 1 |
Frequently asked questions
Is the Chase Prime Visa worth it?
On a family's spending ($3,350 a month, points as cash), it's worth $708 in year 1 and $558 a year after that, after no annual fee. It pays for its fee by month 1.
What is the Chase Prime Visa welcome bonus?
$150 Amazon gift card on approval.
Does the Chase Prime Visa charge foreign transaction fees?
The issuer's page doesn't state its foreign transaction fee, so check the full terms before travelling.
What isn't counted in its value?
Needs a Prime membership; its fee isn't counted. 5% at Amazon assumes half your online shopping is at Amazon. Whole Foods isn't split out from groceries.
Sources
Estimates for information only; not tax, legal or financial advice. See our methodology.