Chase DoorDash Rewards Mastercard

Chase · Mastercard · cash back

DoorDash Rewards Mastercard

No annual feeNo foreign transaction feeVerified Oct 16, 2026
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Terms read from Chase's page on Oct 16, 2026.

Spending like:Use my numbers

Year 1, after fees

$608

Year 2+, after fees

$608

every year after

3 years, after fees

$1,825

Break-even

No fee

Year 1$608
Year 2+$608
Rewards on spending$608 / $608Fees (taken off the end)-$0 / -$0
No annual fee
Year 1Year 2Year 3

Earn rate by category

2%
Groc
Groceries
4%
Dine
Dining and takeout
1%
Gas
Gas and EV charging
1%
Air
Flights
1%
Hotel
Hotels and car rentals
1%
Transit
Transit and rideshare
1%
Stream
Streaming
1%
Drug
Drugstores
1%
Online
Online shopping
1%
Bills
Phone, internet and utilities
1%
Other
Everything else

All values are after each card's annual or monthly fee, and foreign transaction fees when you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime or Instacart+) aren't included.

Values for points and miles are estimates based on published redemption valuations; actual value depends on how you redeem.

On each spending preset

After fees; points at their cash value. "~" marks estimates.

SpendingYear 1Year 2+3 yearsBreak-even
Student ($985/mo)$190$190$569No fee
Couple ($2,555/mo)$475$475$1,426No fee
Family ($3,350/mo)$608$608$1,825No fee
Frequent traveller ($3,880/mo)$691$691$2,074No fee
Big spender ($7,960/mo)$1,348$1,348$4,043No fee

Who it suits

  • People who spend a lot on groceries and dining, where it earns above its base rate.
  • Spending abroad: no foreign transaction fee.

Who should skip it

  • Nothing stands out on the presets; check it against your own spending.

Fees and rates

Annual fee
None
Foreign transaction fee
None
Purchase APR
18.49% to 29.99% (variable)

Rewards

  • 4% on doorDash and Caviar orders (assumed 30% of dining spending)
  • 3% on restaurants
  • 2% on grocery stores
  • 1% on everything else

Eligibility and availability

Income
None published

Published requirements only. We don't estimate approval odds.

Assumptions

  • Cash back: Paid in cash, so the value is exact, not an estimate.
  • Note: 4% on DoorDash assumes 30% of your dining is ordered through DoorDash or Caviar.

Perks, listed but not valued

  • A year of DashPass, renewed each year after $10,000 in spending

Earns more every year after year 1

On a family's spending, these keep more value from year 2 than this card's $608.

Head to head

Frequently asked questions

Is the Chase DoorDash Rewards Mastercard worth it?

On a family's spending ($3,350 a month, points at their cash value), it's worth $608 in year 1 and $608 a year after that, after no annual fee.

What is the Chase DoorDash Rewards Mastercard welcome offer?

There's no welcome offer on the issuer's page.

Does the Chase DoorDash Rewards Mastercard charge foreign transaction fees?

No. The issuer states no foreign transaction fee.

Sources

Rates, fees and offers are set by the issuer and may change. Check the issuer's terms before you apply. We don't estimate approval odds.

Compare it with 59 other cards on the US card comparison or read how cards are valued.