Simplii Financial Cash Back Visa vs Tangerine Money-Back Credit Card
Both cards valued on the same spending, after fees. Year 1 against every year after shows which one keeps its value once the welcome bonus is gone.
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On a family's spending: Year 1 goes to Simplii Financial Cash Back Visa, every year after to Simplii Financial Cash Back Visa, and 3 years to Simplii Financial Cash Back Visa. Compare them on your own spending
All values are after each card's annual or monthly fee, and foreign transaction fees when you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime or Instacart+) aren't included.
Rates, fees and offers are set by the issuer and may change. Check the issuer's terms before you apply. We don't estimate approval odds.
Values for points and miles are estimates based on published redemption valuations; actual value depends on how you redeem.
3-year value on each preset
after fees, points at their cash value. "~" marks estimates.
| Spending | Simplii Financial Cash Back Visa | Tangerine Money-Back Credit Card | Ahead |
|---|---|---|---|
| Student | $628 | $493 | Simplii Financial Cash Back Visa |
| Couple | $1,393 | $1,073 | Simplii Financial Cash Back Visa |
| Family | $1,657 | $1,351 | Simplii Financial Cash Back Visa |
| Frequent traveller | $1,680 | $1,392 | Simplii Financial Cash Back Visa |
| Big spender | $2,508 | $2,667 | Tangerine Money-Back Credit Card |
Frequently asked questions
Which is better, Simplii Financial Cash Back Visa or Tangerine Money-Back Credit Card?
Over 3 years, Simplii Financial Cash Back Visa comes out ahead on 4 of 5 spending presets and Tangerine Money-Back Credit Card on 1. On a family's spending ($3,350 a month), Year 1 goes to Simplii Financial Cash Back Visa and every year after to Simplii Financial Cash Back Visa.
Why can the winner change after year 1?
Year 1 includes welcome bonuses and first-year fee waivers. From year 2 only rewards on spending, ongoing credits and the full annual fee count, so a card with a bigger bonus can fall behind.
Sources
Estimates for information only; not financial advice. See how cards are ranked.