Rogers Bank Red World Elite Mastercard vs Tangerine Money-Back Credit Card

Verified Oct 16, 2026CAD

Both cards valued on the same spending, after fees. Year 1 against every year after shows which one keeps its value once the welcome bonus is gone.

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Rogers Bank Red World Elite Mastercard

Rogers Bank

Red World Elite Mastercard

No annual fee

after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1$603
Year 2+$603
1.5%
Groc
Groceries
1.5%
Dine
Dining and takeout
1.5%
Gas
Gas and EV charging
1.5%
Air
Flights
1.5%
Hotel
Hotels and car rentals
1.5%
Transit
Transit and rideshare
1.5%
Stream
Streaming
1.5%
Drug
Drugstores
1.5%
Online
Online shopping
1.5%
Bills
Phone, internet and utilities
1.5%
Other
Everything else
No annual fee
Year 1Year 2Year 3
Tangerine Money-Back Credit Card

Tangerine

Money-Back Credit Card

No annual fee

after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1$517
Year 2+$417
2%
Groc
Groceries
2%
Dine
Dining and takeout
2%
Gas
Gas and EV charging
0.5%
Air
Flights
2%
Hotel
Hotels and car rentals
2%
Transit
Transit and rideshare
0.5%
Stream
Streaming
2%
Drug
Drugstores
0.5%
Online
Online shopping
2%
Bills
Phone, internet and utilities
0.5%
Other
Everything else
No annual fee
Year 1Year 2Year 3

On a family's spending: Year 1 goes to Rogers Bank Red World Elite Mastercard, every year after to Rogers Bank Red World Elite Mastercard, and 3 years to Rogers Bank Red World Elite Mastercard. Compare them on your own spending

All values are after each card's annual or monthly fee, and foreign transaction fees when you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime or Instacart+) aren't included.

Rates, fees and offers are set by the issuer and may change. Check the issuer's terms before you apply. We don't estimate approval odds.

Values for points and miles are estimates based on published redemption valuations; actual value depends on how you redeem.

3-year value on each preset

after fees, points at their cash value. "~" marks estimates.

SpendingRogers Bank Red World Elite MastercardTangerine Money-Back Credit CardAhead
Student$532$493Rogers Bank Red World Elite Mastercard
Couple$1,380$1,073Rogers Bank Red World Elite Mastercard
Family$1,809$1,351Rogers Bank Red World Elite Mastercard
Frequent traveller$2,095$1,392Rogers Bank Red World Elite Mastercard
Big spender$4,298$2,667Rogers Bank Red World Elite Mastercard

Frequently asked questions

Which is better, Rogers Bank Red World Elite Mastercard or Tangerine Money-Back Credit Card?

Over 3 years, Rogers Bank Red World Elite Mastercard comes out ahead on 5 of 5 spending presets and Tangerine Money-Back Credit Card on 0. On a family's spending ($3,350 a month), Year 1 goes to Rogers Bank Red World Elite Mastercard and every year after to Rogers Bank Red World Elite Mastercard.

Why can the winner change after year 1?

Year 1 includes welcome bonuses and first-year fee waivers. From year 2 only rewards on spending, ongoing credits and the full annual fee count, so a card with a bigger bonus can fall behind.

Sources

Estimates for information only; not financial advice. See how cards are ranked.