Brim Financial World Elite Mastercard vs Rogers Bank Red World Elite Mastercard

Verified Oct 16, 2026CAD

Both cards valued on the same spending, after fees. Year 1 against every year after shows which one keeps its value once the welcome bonus is gone.

Advertiser disclosure: we may earn a commission when you apply through some links on this page. It never affects rank: cards are ordered by the value worked out from your spending. How we make money · Methodology

Brim Financial World Elite Mastercard

Brim Financial

World Elite Mastercard

$89 fee

after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1$313
Year 2+$313
1%
Groc
Groceries
1%
Dine
Dining and takeout
1%
Gas
Gas and EV charging
1%
Air
Flights
1%
Hotel
Hotels and car rentals
1%
Transit
Transit and rideshare
1%
Stream
Streaming
1%
Drug
Drugstores
1%
Online
Online shopping
1%
Bills
Phone, internet and utilities
1%
Other
Everything else
Pays for itself in month 3 · value so far covers fees so far
Year 1Year 2Year 3
Rogers Bank Red World Elite Mastercard

Rogers Bank

Red World Elite Mastercard

No annual fee

after fees: After the card's annual or monthly fee, and foreign transaction fees if you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime) aren't included.
Year 1$603
Year 2+$603
1.5%
Groc
Groceries
1.5%
Dine
Dining and takeout
1.5%
Gas
Gas and EV charging
1.5%
Air
Flights
1.5%
Hotel
Hotels and car rentals
1.5%
Transit
Transit and rideshare
1.5%
Stream
Streaming
1.5%
Drug
Drugstores
1.5%
Online
Online shopping
1.5%
Bills
Phone, internet and utilities
1.5%
Other
Everything else
No annual fee
Year 1Year 2Year 3

On a family's spending: Year 1 goes to Rogers Bank Red World Elite Mastercard, every year after to Rogers Bank Red World Elite Mastercard, and 3 years to Rogers Bank Red World Elite Mastercard. Compare them on your own spending

All values are after each card's annual or monthly fee, and foreign transaction fees when you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime or Instacart+) aren't included.

Rates, fees and offers are set by the issuer and may change. Check the issuer's terms before you apply. We don't estimate approval odds.

Values for points and miles are estimates based on published redemption valuations; actual value depends on how you redeem.

3-year value on each preset

after fees, points at their cash value. "~" marks estimates.

SpendingBrim Financial World Elite MastercardRogers Bank Red World Elite MastercardAhead
Student$88$532Rogers Bank Red World Elite Mastercard
Couple$653$1,380Rogers Bank Red World Elite Mastercard
Family$939$1,809Rogers Bank Red World Elite Mastercard
Frequent traveller$1,130$2,095Rogers Bank Red World Elite Mastercard
Big spender$2,599$4,298Rogers Bank Red World Elite Mastercard

Frequently asked questions

Which is better, Brim Financial World Elite Mastercard or Rogers Bank Red World Elite Mastercard?

Over 3 years, Brim Financial World Elite Mastercard comes out ahead on 0 of 5 spending presets and Rogers Bank Red World Elite Mastercard on 5. On a family's spending ($3,350 a month), Year 1 goes to Rogers Bank Red World Elite Mastercard and every year after to Rogers Bank Red World Elite Mastercard.

Why can the winner change after year 1?

Year 1 includes welcome bonuses and first-year fee waivers. From year 2 only rewards on spending, ongoing credits and the full annual fee count, so a card with a bigger bonus can fall behind.

Sources

Estimates for information only; not financial advice. See how cards are ranked.