American Express Platinum Card vs TD Aeroplan Visa Infinite Privilege
Both cards valued on the same spending, after fees. Year 1 against every year after shows which one keeps its value once the welcome bonus is gone.
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On a family's spending: Year 1 goes to TD Aeroplan Visa Infinite Privilege, every year after to TD Aeroplan Visa Infinite Privilege, and 3 years to TD Aeroplan Visa Infinite Privilege. Compare them on your own spending
All values are after each card's annual or monthly fee, and foreign transaction fees when you set foreign spending. Additional-card fees and memberships some benefits need (such as Amazon Prime or Instacart+) aren't included.
Rates, fees and offers are set by the issuer and may change. Check the issuer's terms before you apply. We don't estimate approval odds.
Values for points and miles are estimates based on published redemption valuations; actual value depends on how you redeem.
3-year value on each preset
after fees, points at their cash value. "~" marks estimates.
| Spending | American Express Platinum Card | TD Aeroplan Visa Infinite Privilege | Ahead |
|---|---|---|---|
| Student | −$1,198 | ~−$1,062 | TD Aeroplan Visa Infinite Privilege |
| Couple | −$508 | ~$519 | TD Aeroplan Visa Infinite Privilege |
| Family | $523 | ~$919 | TD Aeroplan Visa Infinite Privilege |
| Frequent traveller | $1,056 | ~$1,257 | TD Aeroplan Visa Infinite Privilege |
| Big spender | $2,777 | ~$3,255 | TD Aeroplan Visa Infinite Privilege |
Frequently asked questions
Which is better, American Express Platinum Card or TD Aeroplan Visa Infinite Privilege?
Over 3 years, American Express Platinum Card comes out ahead on 0 of 5 spending presets and TD Aeroplan Visa Infinite Privilege on 5. On a family's spending ($3,350 a month), Year 1 goes to TD Aeroplan Visa Infinite Privilege and every year after to TD Aeroplan Visa Infinite Privilege.
Why can the winner change after year 1?
Year 1 includes welcome bonuses and first-year fee waivers. From year 2 only rewards on spending, ongoing credits and the full annual fee count, so a card with a bigger bonus can fall behind.
Sources
Estimates for information only; not financial advice. See how cards are ranked.