TD First Class Travel Visa Infinite
Visa travel card with a $139 annual fee, waived in the first year. Earns 8x on travel booked through Expedia For TD, 6x on groceries, dining and public transit, 4x on recurring bills and streaming.
Terms read from TD's page on October 16, 2026. Rates and terms are set by the issuer and may change. We don't estimate approval odds.
Fees and rates
- Annual fee
- $139, waived in year 1
- Additional card
- $50
- Foreign transaction fee
- Not stated
- Purchase APR
- 21.99%
Rewards
- 8x on travel booked through Expedia For TD
- 6x on groceries, dining and public transit
- 4x on recurring bills and streaming
- 2x on everything else
Earns TD Rewards, valued at 0.5 cents as cash, 0.5 through the issuer's travel booking.
Credits, as counted
- TD Travel Credit on Expedia For TD: $100 a year60% used
Not confirmed
- Foreign transaction fee isn't on the card page.
Worked examples
Value on each spending preset, points redeemed as cash, typical use of credits.
| Spending | Year 1 | Year 2+ | 3 years | Break-even |
|---|---|---|---|---|
| Student | $411 | $172 | $754 | Month 1 |
| Family | $1,615 | $676 | $2,966 | Month 1 |
| Frequent traveller | $1,666 | $727 | $3,121 | Month 1 |
Frequently asked questions
Is the TD First Class Travel Visa Infinite worth it?
On a family's spending ($3,350 a month, points as cash), it's worth $1,615 in year 1 and $676 a year after that, after a $139 annual fee, waived in the first year. It pays for its fee by month 1.
What is the TD First Class Travel Visa Infinite welcome bonus?
20,000 points on the first purchase and 140,000 after $7,500 in 180 days.
Does the TD First Class Travel Visa Infinite charge foreign transaction fees?
The issuer's page doesn't state its foreign transaction fee, so check the full terms before travelling.
What isn't counted in its value?
The first-year fee is rebated. A birthday bonus of up to 10,000 points isn't counted.
Sources
Estimates for information only; not tax, legal or financial advice. See our methodology.