Netwise

TD Aeroplan Visa Infinite

Rates verified October 16, 2026

Visa travel card with a $139 annual fee, waived in the first year. Earns 1.5x on gas, EV charging and groceries, 1x on everything else.

Terms read from TD's page on October 16, 2026. Rates and terms are set by the issuer and may change. We don't estimate approval odds.

Fees and rates

Annual fee
$139, waived in year 1
Additional card
$75
Foreign transaction fee
Not stated
Purchase APR
21.99%

Rewards

  • 1.5x on gas, EV charging and groceries
  • 1x on everything else

Earns Aeroplan, valued at 1 cents as cash, 2 through the issuer's travel booking.

Credits, as counted

  • NEXUS application fee rebate: $100 every 4 years50% used

Not confirmed

  • Foreign transaction fee isn't on the card page.

Worked examples

Value on each spending preset, points redeemed as cash, typical use of credits.

SpendingYear 1Year 2+3 yearsBreak-even
Student$249$10$270Month 1
Family$978$339$1,655Month 1
Frequent traveller$1,017$378$1,773Month 1

Frequently asked questions

Is the TD Aeroplan Visa Infinite worth it?

On a family's spending ($3,350 a month, points as cash), it's worth $978 in year 1 and $339 a year after that, after a $139 annual fee, waived in the first year. It pays for its fee by month 1.

What is the TD Aeroplan Visa Infinite welcome bonus?

10,000 points on the first purchase, 15,000 after $3,000 in 90 days, and 25,000 after $12,000 in 12 months.

Does the TD Aeroplan Visa Infinite charge foreign transaction fees?

The issuer's page doesn't state its foreign transaction fee, so check the full terms before travelling.

What isn't counted in its value?

1.5x on Air Canada purchases isn't split out from flights. The first-year fee is rebated.

Sources

Estimates for information only; not tax, legal or financial advice. See our methodology.

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