CIBC Aventura Visa Infinite
Visa travel card with a $139 annual fee, waived in the first year. Earns 2x on travel through the CIBC Rewards Centre, 1.5x on gas, EV charging, groceries and drugstores, 1x on everything else.
Terms read from CIBC's page on October 16, 2026. Rates and terms are set by the issuer and may change. We don't estimate approval odds.
Fees and rates
- Annual fee
- $139, waived in year 1
- Additional card
- $50
- Foreign transaction fee
- 2.5%
- Purchase APR
- 21.99%
Rewards
- 2x on travel through the CIBC Rewards Centre
- 1.5x on gas, EV charging, groceries and drugstores
- 1x on everything else
Earns CIBC Aventura, valued at 1 cents as cash, 1 through the issuer's travel booking.
Credits, as counted
- NEXUS application fee rebate: $160 every 4 years50% used
Perks, not valued
- 4 Visa Airport Companion lounge visits a year
Worked examples
Value on each spending preset, points redeemed as cash, typical use of credits.
| Spending | Year 1 | Year 2+ | 3 years | Break-even |
|---|---|---|---|---|
| Student | $608 | $19 | $646 | Month 1 |
| Family | $1,089 | $350 | $1,788 | Month 1 |
| Frequent traveller | $1,127 | $388 | $1,903 | Month 1 |
Frequently asked questions
Is the CIBC Aventura Visa Infinite worth it?
On a family's spending ($3,350 a month, points as cash), it's worth $1,089 in year 1 and $350 a year after that, after a $139 annual fee, waived in the first year. It pays for its fee by month 1.
What is the CIBC Aventura Visa Infinite welcome bonus?
15,000 points on the first purchase, 30,000 after $3,000 and 15,000 more after $5,000 in the first 4 statements.
Does the CIBC Aventura Visa Infinite charge foreign transaction fees?
Yes, 2.5% of each purchase in a foreign currency.
What isn't counted in its value?
The first-year fee is rebated. CIBC's site doesn't state every term; the ones it doesn't are from third-party sites, cited in the sources.
Sources
Estimates for information only; not tax, legal or financial advice. See our methodology.